Make Life Easier... Be IN4ORMED!

I have been helping businesses from 3 to over 1,000 employees with their employee benefits package for 18+ years. With everything that’s going on with Health Care Reform / ACA, I am experienced and passionate about helping companies deal with the high cost of health care!

By partnering with business owners, CFO’s and HR Directors to strategize their employee benefits package‚Ķfirst by LISTENING to what they currently have in place, expose viable options to add while considering their budget.¬† These creative cost saving strategies include ways to lower FICA and payroll taxes as well as building platforms that attract and retain quality employees.

For information about how my strategies can positively impact you, your business and your valued employees contact me today for a free consultation.

Until then,

Be happy, be healthy

IN4ORMED Benefits Solutions views enrollment as the most integral part of the benefit selection process. During this process we spend one-on-one time with every employee educating them of their options so that they completely understand the policies they are choosing.

We work with your company to plan a time and place for enrollment that is best for you and your employees. We make sure your employees are empowered with the knowledge to make an IN4ORMED decision. Our no pressure commitment guarantees that we don’t “sell” products but build relationships for the long term. In fact, our team is as engaged after the enrollment process as we were before.

Our revolutionary web-based “Harmony” technology allows IN4ORMED Benefit Solutions to show each employee the value of every pre-tax or after-tax benefit selection plus how it affects their paycheck and how the amount changes based on their selections.

Our portfolio is made of products from Colonial Life. They are #1 in areas such as; availability of coverage for spouses, benefits paid directly to employees, continuing coverage after retirement and availability to receive coverage regardless of any insurance coverage they may have in place.

We can help Businesses overcome financial stress from the most recent changes from ACA and provide options to control benefit costs:

Section 125 and Flexible Spending accounts
Dependent reviews become strategic cost reduction strategy
Health plan design changes
One of the most widely adopted cost management stratgies
Our suite of employee-paid voluntary benefits can offset any new or increased out-of-pocket expenses an employee may need to cover

We help employers simplify the benefits process and save them valuable time.

Core and voluntary enrollment administration
Help your employees UNDERSTAND and appreciate the benefits you provide
Our Harmony enrollment capabilities can work with a wide range of benefit admin and HR systems, for a fully seamless enrollment and admin service. No need to gather paper applications
Review and update employee information
Eligible Dependent Verification
HR administrator Website and E-Services for easy billing, remittance and claims
Deduction file submission: save time, achieve greater bill accuracy and receive quicker application of your premiums.
Online bill and payment, View, Print and download current and past bills
CCH HR Answers Now, an online HR resource
Policyholder Services: File Claims, Check claim status, view Policy information

Employee Voluntary Benefits

Our Broad range of benefit options provide employees the added financial protection they need.




MEDICAL ACCIDENT INSURANCE helps offset unexpected covered medical expenses, such as emergency room fees, deductibles, and co-payments that can result from a fracture, dislocation, or other covered accidental injury. A health screening benefit is available.
DENTAL CANCER INSURANCE helps offset the covered out-of-pocket medical and indirect, non-medical expenses related to cancer that most plans don’t cover. A cancer screening benefit is also available.
VISION SHORT-TERM DISABILITY INSURANCE replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
ST & LT DISABILITY HOSPITAL CONFINEMENT INDEMNITY INSURANCE provides a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery to assist with co-payments and deductibles that are not covered by most major medical plans.
LIFE CRITICAL ILLNESS INSURANCE supplements your major medical coverage by providing a lump-sum benefit you can use to help pay the direct and indirect costs related to a covered critical illness. A health screening benefit is also available.
EAP LIFE INSURANCE enables you to tailor coverage for your individual

"SIGN Fracture Care International engaged the services of Colonial Life, and specifically Jolene Johnson and Bert Kerr, to administer our Section 125 Plan and provide supplemental benefits to our employees.  Without hesitation, I offer my recommendation of their services.  At all times during our relationship, I have known Jolene and Bert have the best interests of our employees in mind.  Interactions are always professional and courteous.  You will be making a wise business decision to engage Jolene and Bert to enhance your employee benefit program!"

-Sandy Brown
Business Administration Manager
SIGN Fracture Care International

"Jolene makes each of our Abadan employees feel like family and listens to us to help us make sure we are getting the most of our colonial plans and that we are the best ones for each of our needs. Love working with Jolene and seeing her everywhere, because she always makes me smile and want to give her a hug!"

-Tyler Best
Owner, Abadan

"Yes- she has been great to work with.
Always has our best interest at heart.
Always friendly and positive.
Knows her job very well.
I have personally known her for 11 years and she has always been a positive hard working person.

-Teresa Potter
HR, Abadan


Looking for personal or business benefit solutions?
Contact IN4ORMED Benefits Solutions today for a FREE Consultation.

Address: 7105 W. Hood Place #B-202
  Kennewick, WA 99336
Phone: 509.366.9305